Loans and Collateral

We optimise and you benefit. 

The need for lean, standardised processes in the lending businesses of the banks and savings banks (Sparkassen) is growing steadily as competitive pressures increase. As consultants for ib-bank-systems, we can provide you, as a credit institution, with support for the optimisation as well as the implementation of new IT and business processes, or of the operating business model.

This includes, in particular, services in the areas of:

  • Process management
  • Evaluation of IT solutions
  • Master data management
  • Project management
  • Quality assurance
  • Test management

Banks and savings banks (Sparkassen) have to comply with ever-stricter capital and liquidity rules. In order to enhance their capital position, banks can carry out an optimisation of the offsetting of collateral in the lending business. To this end, pre-existing collateral can be optimised and, in the new business process, the acceptance of valuable collateral can be reorganised.

We have already optimised the collateral process in several successful past projects and we would be pleased to place our expertise at your service. Please contact us.